Terms of Service
Effective: January 12, 2021
BEFORE YOU CLICK ON THE “I ACCEPT” BUTTON, CAREFULLY READ THE TERMS AND CONDITIONS OF THIS AGREEMENT. BY CLICKING ON THE “I ACCEPT” BUTTON OR USING THE JENOVA PLATFORM, YOU ARE AGREEING TO BE BOUND BY AND ARE BECOMING A PARTY TO THIS AGREEMENT. IF YOU DO NOT AGREE TO ALL OF THE TERMS OF THIS AGREEMENT, THEN DO NOT CLICK “I ACCEPT” AND YOU WILL NOT BE PERMITTED TO ACCESS AND/OR USE THE JENOVA PLATFORM.
FURTHER, THESE TERMS OF SERVICE CONTAIN AN AGREEMENT TO ARBITRATE, WHICH REQUIRES THAT YOU AND VALUATION ARBITRATE CERTAIN CLAIMS BY BINDING, INDIVIDUAL ARBITRATION INSTEAD OF GOING TO COURT AND LIMITS CLASS ACTION CLAIMS UNLESS YOU OPT OUT AS PROVIDED IN SUCH AGREEMENT TO ARBITRATE (SEE SECTION 8 “AGREEMENT TO ARBITRATE”).
This Agreement authorizes use of the JENOVA Platform solely in connection with investment decisions relating to your personal funds, and not on behalf of any investment fund, brokerage or financial services entity, or related person(s) or their clients. You represent and warrant that you will not use the JENOVA Platform on behalf of any such entity, person or client. Please contact us if you are interested in obtaining access to the JENOVA Platform on behalf of any entity or otherwise for any purpose other than investment of your personal funds.
1. JENOVA PLATFORM.
1.1 Access to and Use of the JENOVA Platform. Subject to the terms and conditions of this Agreement, Valuation hereby grants You, during the relevant subscription period for use of the JENOVA Platform agreed to in connection with Your registration for use of the JENOVA Platform (“Subscription Term”), a limited, revocable, non-exclusive, non-transferable right for You to access and use the JENOVA Platform, solely for Your personal, non-commercial use and not for the benefit of any other person or entity, and solely in North America. You are responsible for obtaining, deploying and maintaining all computer hardware, software, modems, routers and other equipment necessary for You to access and use the JENOVA Platform via the Internet. By accessing and using the JENOVA Platform, You acknowledge that You are located in North America.
1.2 Eligibility. In order to access and use the JENOVA Platform, You must be 18 years of age or older.
1.3 Registration; Login Credentials. You will be required to register with Valuation in order to access and use the JENOVA Platform. In order to register, You will be required to share certain information with Valuation (“Registration Information”). Valuation reserves the absolute and unrestricted right to reject or terminate Your registration for any reason in Valuation’s sole discretion. Valuation will enable You to create a user login and password for access and use of the JENOVA Platform (“Login Credentials”). You are responsible for maintaining the confidentiality of Your Login Credentials and for any and all access and use of the JENOVA Platform that occurs under Your Login Credentials. You agree to immediately notify Valuation of any unauthorized use of Your Login Credentials. You warrant, represent and covenant to Valuation that (i) all Registration Information shall be correct and complete when provided and that You shall update such Registration Information when errors are identified and (ii) You have the right to provide the Registration Information to Valuation for the purposes set forth herein, without misappropriation, violation or infringement of any third party intellectual property rights and the provision of such information complies with all applicable laws and regulations.
1.4 Restrictions. You shall not, directly or indirectly, (i) reverse engineer, decompile, disassemble or otherwise attempt to discover the object code, source code or underlying ideas or algorithms of the JENOVA Platform; (ii) modify, translate, or create derivative works based on any element of the JENOVA Platform or any related documentation; (iii) rent, lease, distribute, sell, resell, assign, or otherwise transfer Your rights to use the JENOVA Platform; (iv) use the JENOVA Platform for the benefit of any person or entity other than for Your benefit; (v) remove any proprietary notices from any content You receive through the JENOVA Platform; (vi) publish or disclose to third parties any evaluation of the JENOVA Platform without Valuation’s prior written consent; (vii) use the JENOVA Platform for any purpose other than its intended purpose; (viii) interfere with or disrupt the integrity or performance of the JENOVA Platform; (ix) use any ‘robots’, ‘spiders’ or other methods to extract or copy bulk content from the JENOVA Platform; or (x) attempt to gain unauthorized access to the JENOVA Platform.
1.5 Security. Valuation will deploy commercially reasonable security precautions intended to protect against unauthorized access to any Registration Information. Valuation will exercise reasonable efforts to deploy corrections within the JENOVA Platform for security breaches made known to Valuation. However, You acknowledge that, notwithstanding the security precautions deployed by Valuation, the use of, or connection to, the Internet provides the opportunity for unauthorized third parties to circumvent such precautions and illegally gain access to the JENOVA Platform and Your Registration Information. Valuation cannot and does not guarantee the privacy, security, integrity or authenticity of any information transmitted over or stored in any system connected to or accessible via the Internet or otherwise or that any such security precautions will be adequate or sufficient.
1.6 Not Investment Advice. You understand and agree that: (i) Valuation does not provide investment advisory or other investment-related services to You or any other persons; (ii) Valuation does not recommend or advise You with respect to any decision to invest or not to invest in any issuers or instruments referenced on the JENOVA Platform; (iii) all information and content provided by Valuation on or through the JENOVA Platform are for illustrative or research purposes only and do not constitute investment, legal or tax advice, or an offer to buy, sell or hold any security; (iv) rankings and any forecasts or projections are estimates only, based upon numerous assumptions about future capital markets returns and economic factors, and as estimates, they are imprecise and hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results; (iv) investing entails risk including the possible loss of principal and there is no assurance that investment in any will provide positive performance over any period of time; and (v) You should consult Your financial, tax, and accounting advisors before making any investment decisions.
1.7 Valuation’s Licensors, Data Providers and Service Providers. Certain information and content provided on or through the JENOVA Platform are provided by third party licensors, data providers and service providers. By using the JENOVA Platform, You acknowledge and agree that:
(a) Neither Valuation, its licensors, data providers or service providers, their affiliates nor any of their suppliers shall have any liability for the accuracy or completeness of the information or software furnished on or through the JENOVA Platform, or for delays, interruptions or omissions therein nor for any lost profits, indirect, special or consequential damages;
(b) The information and content provided on or through the JENOVA Platform does not constitute investment advice and a reference to a particular investment or security, a credit rating or any observation concerning a security or investment provided on or through the JENOVA Platform is not a recommendation to buy, sell or hold such investment or security or make any other investment decisions;
(c) Valuation’s licensors, data providers or service providers, their affiliates or their suppliers have exclusive proprietary rights in certain information and content provided on or through the JENOVA Platform and any information and software received in connection therewith;
(d) You shall not use or permit anyone to use the JENOVA Platform or information or content provided on or through the JENOVA Platform for any unlawful or unauthorized purpose;
(e) The JENOVA Platform is being provided for Your internal use only and You are not authorized or permitted to distribute or otherwise furnish the JENOVA Platform, or information or content provided on or through the JENOVA Platform to any third party without prior written approval of Valuation or its licensors, data providers or service providers, as applicable;
(f) Access to the JENOVA Platform or information or content provided on or through the JENOVA Platform is subject to termination in the event that any agreement between Valuation and its licensors, data providers or service providers terminates for any reason;
(g) Valuation’s licensors, data providers or service providers may enforce their rights against You as third party beneficiaries of this Agreement, even though the licensors, data providers and service providers are not parties to this Agreement; and
(h) Certain information and content provided on or through the JENOVA Platform may be provided by Dun & Bradstreet. You agree to comply with all terms and conditions of Exhibit A with respect to any such information or content.
1.8 Current Stock Price Feature. The JENOVA Platform may include the display of current stock prices. Such stock prices may be delayed by approximately fifteen (15) minutes.
2. FEES AND PAYMENT.
2.1 Free Account. To the extent a subscription to the JENOVA Platform is made available to you at no charge, you acknowledge Valuation reserves the right, at any time and without prior notice, to discontinue provision of such free subscription and require purchase of a paid subscription for further use of the JENOVA Platform, in which event You agree to comply with the terms of Sections 2.2 through 2.4.
2.2 Subscription Fees. The JENOVA Platform user interface will identify the applicable fees for the use of the JENOVA Platform (“Subscription Fees”). You will be billed in advance on a monthly basis for the Subscription Fees. Except as otherwise specified at the time of Your purchase, subscriptions and Subscription Fees are non-cancellable during the Subscription Term. Valuation may change the Subscription Fees in its sole discretion at any time; provided that Subscription Fees for Your then-current Subscription Term will not change until the expiration of such then-current Subscription Term.
2.3 Payment Terms. Except as otherwise expressly set forth on the JENOVA Platform, You shall pay Valuation on a monthly basis for the ability to use the JENOVA Platform. You agree that we may automatically charge the payment method You have provided on a monthly basis, unless and until You cancel Your Subscription Term on the Website or any App. You represent that You have the legal right to use any payment method that You submit to us. You shall pay Valuation the amount due under any invoice within thirty (30) days of the date of invoice by such payment methods as are supported by Valuation at the time of payment. All amounts payable under this Agreement will be made without setoff or counterclaim, and without any deduction. All amounts paid to Valuation are non-refundable except as expressly set forth herein. Your payment and related payment information is managed through a third party payment processor, and Valuation is not responsible for such third party processor’s use of Your payment information.
2.4 Taxes. You shall pay all applicable sales, use and value-added taxes (except for taxes imposed on Valuation’s net income) with respect to the JENOVA Platform.
3. NO WARRANTIES; DISCLAIMERS.
The JENOVA Platform is provided “AS IS” without any warranties, express or implied. YOUR USE OF THE JENOVA PLATFORM IS AT YOUR OWN RISK. VALUATION DOES NOT MAKE, AND TO THE FULLEST EXTENT PROVIDED BY LAW, HEREBY DISCLAIMS, ANY AND ALL OTHER EXPRESS AND/OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT, TITLE, AND QUALITY, AND ANY WARRANTIES ARISING FROM A COURSE OF DEALING, USAGE, OR TRADE PRACTICE. VALUATION DISCLAIMS ALL LIABILITY FOR THE LOSS OF DATA OR CONTENT ENTERED INTO OR SAVED IN THE JENOVA PLATFORM. VALUATION FURTHER DOES NOT REPRESENT OR WARRANT THAT THE JENOVA PLATFORM WILL ALWAYS BE AVAILABLE, ACCESSIBLE, UNINTERRUPTED, TIMELY, SECURE, ACCURATE, COMPLETE AND ERROR-FREE.
NONE OF THE CONTENT AVAILABLE THROUGH THE JENOVA PLATFORM CONSTITUTES RECOMMENDATIONS BY VALUATION OR SOLICITATIONS OR RECOMMENDATIONS TO BUY OR SELL ANY SECURITY OR OTHER INVESTMENT PRODUCT. VALUATION IS NOT PROVIDING ANY INVESTMENT ADVICE. YOU ARE SOLELY RESPONSIBLE FOR ANY INVESTMENT DECISIONS MADE BASED ON ANY SUCH CONTENT. VALUATION SHALL NOT BE RESPONSIBLE FOR INVESTMENT DECISIONS, DAMAGES OR OTHER LOSSES RELATING TO USE OF THE JENOVA PLATFORM.
PAST PERFORMANCE DOES NOT GUARANTEE FUTURE PERFORMANCE. VALUATION SHALL NOT BE CONSIDERED AN “EXPERT” UNDER THE SECURITIES ACT OF 1933. VALUATION DOES NOT REPRESENT OR WARRANT THAT THE JENOVA PLATFORM COMPLIES WITH THE REQUIREMENTS OF THE NASD OR ANY SIMILAR ORGANIZATION OR WITH THE SECURITIES LAWS OF ANY JURISDICTION.
You shall indemnify and hold harmless, and at Valuation’s request defend, Valuation and its affiliates, licensors, data providers, service providers, successors and assigns (and its and their officers, directors, employees, contractors and agents) from and against any and all claims, losses, liabilities, damages, settlements, expenses and costs (including, without limitation, attorneys’ fees and court costs) which arise out of or relate to: (a) Your use or alleged use of the JENOVA Platform (other than claims arising from Valuation’s breach of this Agreement); (b) any breach or alleged breach by You of any of Your covenants, representations or warranties set forth in this Agreement; or (c) your breach of any applicable law or regulation in connection with your use of the JENOVA Platform. You shall not settle any claim for which defense is sought under this Section 4 without the prior written approval of Valuation, which approval shall not be unreasonably withheld or delayed.
5. PROPRIETARY RIGHTS.
5.1 Ownership. You acknowledge that the JENOVA Platform and all content made available in connection therewith, and all related intellectual property rights, are the sole and exclusive property of Valuation and its licensors, data providers or service providers. Each party retains all other rights not expressly granted in this Agreement.
5.2 Feedback License. You hereby grant to Valuation, at no charge, a non-exclusive, royalty-free, worldwide, transferable, sublicensable (through one or more tiers), perpetual, irrevocable license under Your intellectual property rights in and to suggestions, comments and other forms of feedback (“Feedback”) regarding the JENOVA Platform that You may provide from time to time, including Feedback regarding features, usability and use, and bug reports, to reproduce, perform, display, create derivative works of the Feedback and distribute such Feedback and/or derivative works in relation to the JENOVA Platform or any other products or services. Feedback is provided “as is” without warranty of any kind.
5.3 Usage Data. Notwithstanding anything else in the Agreement or otherwise, Valuation may monitor Your use of the JENOVA Platform for Valuation’s internal purposes, including to create data or information therefrom in an aggregate or de-identified manner, such as compilation of statistical and performance information related to the provision and operation of the JENOVA Platform. You agree that Valuation may make such data and information publicly available, and use such information to the extent and in the manner required by applicable law or regulation and/or for purposes of data gathering, analysis, service enhancement and marketing, provided that such data and information does not identify You. Valuation retains all intellectual property rights in such data and information.
6. LIMITATION OF LIABILITY.
6.1 No Consequential Damages. VALUATION SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY DAMAGES FOR LOST DATA, BUSINESS INTERRUPTION, LOST PROFITS, LOST REVENUE OR LOST BUSINESS, ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT OR THE JENOVA PLATFORM, EVEN IF VALUATION HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, INCLUDING WITHOUT LIMITATION, ANY SUCH DAMAGES ARISING OUT OF THE LICENSING, PROVISION OR USE OF THE JENOVA PLATFORM OR RESULTS THEREOF. VALUATION WILL NOT BE LIABLE FOR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES.
6.2 Limits on Liability. VALUATION SHALL NOT BE LIABLE FOR CUMULATIVE, AGGREGATE DAMAGES IN CONNECTION WITH THIS AGREEMENT OR THE JENOVA PLATFORM GREATER THAN THE SUM OF THE AMOUNTS HAVING THEN ACTUALLY BEEN PAID BY YOU TO VALUATION UNDER THIS AGREEMENT DURING THE THREE (3) MONTH PERIOD PRECEDING THE DATE THE CLAIM AROSE, MINUS, IN ALL CIRCUMSTANCES, ANY AMOUNTS PREVIOUSLY PAID (AS OF THE DATE OF SATISFACTION OF SUCH LIABILITY) BY VALUATION TO YOU IN SATISFACTION OF ANY LIABILITY FOR DAMAGES UNDER THIS AGREEMENT. YOU RELEASE VALUATION AND ITS LICENSORS, DATA PROVIDERS AND SERVICE PROVIDERS FROM ALL OBLIGATIONS, LIABILITY, CLAIMS, OR DEMANDS RELATING TO THE JENOVA PLATFORM AND THIS AGREEMENT IN EXCESS OF THE LIMITATION PROVIDED FOR IN THIS SECTION 6.2.
6.3 Third Party Liability. To the maximum extent allowable under applicable law, IN NO EVENT SHALL VALUATION’S LICENSORS, DATA PROVIDERS or SERVICE PROVIDERS BE LIABLE FOR ANY DAMAGES, WHETHER DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE, AND INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOST DATA, BUSINESS INTERRUPTION, LOST PROFITS, LOST REVENUE OR LOST BUSINESS, ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT OR THE JENOVA PLATFORM, EVEN IF they have BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
6.4 Essential Purpose. You acknowledge that the terms in this Section 6 are an essential basis of the bargain described in this Agreement and that, were Valuation to assume any further liability, the fees payable hereunder would out of necessity, be set much higher. THE LIMITATIONS IN THIS SECTION 6 SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW AND SHALL APPLY EVEN IF AN EXCLUSIVE OR LIMITED REMEDY STATED HEREIN FAILS OF ITS ESSENTIAL PURPOSE.
7. TERM AND TERMINATION.
7.1 Term. The term of this Agreement shall commence on the Effective Date and continue until the expiration or termination of all Subscription Term(s) for the JENOVA Platform, unless earlier terminated as provided in this Agreement.
7.2 Termination. Valuation reserves the right to terminate this Agreement for any or no reason in its sole discretion at any time; provided that, in the event of such termination without cause, Valuation will provide a pro-rata refund to You of any pre-paid Subscription Fees for the then-current Subscription Term. Further, either party may terminate this Agreement (and all Subscription Term(s)) upon written notice to the other party in the event the other party (a) becomes insolvent or bankrupt or admits its inability to pay its debts as they mature, makes an assignment for the benefit of its creditors or ceases to function as a going concern or to conduct its operations in the normal course of business and such termination shall occur immediately upon notice; or (b) commits a material breach of any provision of this Agreement and does not remedy such breach within thirty (30) days after receipt of notice from the non-defaulting party or such other period as the parties may agree.
7.3 Effects of Termination. Upon expiration or termination of this Agreement, (i) Your use of and access to the JENOVA Platform shall cease; and (ii) all fees and other amounts owed under this Agreement shall be immediately due and payable by You. Valuation shall have no obligation to maintain or provide Your Registration Information and may thereafter unless legally prohibited, delete Your Registration Information in its systems or otherwise in its possession or under its control.
7.4 Survival. This Section 7.4 and Sections 2 (Fees and Payment), 2.4 (No Warranties; Disclaimers), 4 (Indemnification), 5 (Proprietary Rights), 6 (Limitation of Liability), 7.3 (Effects of Termination), 8 (Agreement to Arbitrate) and 9 (Miscellaneous) shall survive any termination or expiration of this Agreement.
8. AGREEMENT TO ARBITRATE.
8.3 Opt Out. You may opt out of this agreement to arbitrate in this Section 8. If You do so, neither You nor we can require the other to participate in an arbitration proceeding. To opt out, You must notify us in writing within thirty (30) days of the date that You first became subject to this arbitration provision. The opt out notice must state that You do not agree to the agreement to arbitrate and must include Your name, address, phone number, Your Login Credentials to which the opt out applies and a clear statement that You want to opt out of this agreement to arbitrate. You must sign the opt out notice for it to be effective. This procedure is the only way You can opt out of the agreement to arbitrate. You must use this email address to opt out: email@example.com.
8.4 Survival. This Section 8 will survive the termination of Your relationship with Valuation.
9.1 Notices. You agree to the electronic delivery of notices.
9.2 Amendment; Waiver. We may make modifications, deletions and/or additions to this Agreement (“Changes”) at any time. Changes will be effective: (i) thirty (30) days after we provide notice of the Changes, whether such notice is provided through the JENOVA Platform user interface, is sent to the email address associated with Your account or otherwise; or (ii) when You opt-in or otherwise expressly agree to the Changes or a version of this Agreement incorporating the Changes, whichever comes first. No term or provision hereof shall be considered waived by either party, and no breach excused by either party, unless such waiver or consent is in writing signed on behalf of the party against whom the waiver is asserted. No consent by either party to, or waiver of, a breach by either party, whether express or implied, shall constitute consent to, waiver of, or excuse of any other, different, or subsequent breach by either party.
9.3 Severability. If any provision of this Agreement is held invalid or unenforceable for any reason, the remainder of the provision shall be amended to achieve as closely as possible the economic effect of the original term and all other provisions shall continue in full force and effect.
9.4 Governing Law. This Agreement and the rights and obligations of the parties to and under this agreement shall be governed by and construed under the laws of the State of New York as applied to agreements entered into and to be performed in such State without giving effect to conflicts of laws rules or principles which would apply the laws of any other state or country. The parties agree that the United Nations Convention on Contracts for the International Sale of Goods is specifically excluded from application to this Agreement. Subject in all respects to Section 8, for any disputes arising out of this Agreement, the parties consent to exclusive jurisdiction and venue in the state and federal courts located in the State of New York.
9.5 Attorneys’ Fees. In any action to enforce this Agreement, the prevailing party shall be awarded all court costs and reasonable attorneys’ fees incurred, including such costs and attorneys’ fees incurred in enforcing and collecting any judgment.
9.6 Force Majeure. Neither party shall be liable for any failure or delay in performance under this Agreement due to fire, explosion, earthquake, storm, flood or other weather; epidemic, pandemic, unavailability of necessary utilities or raw materials; Internet service provider failures or delays, or denial of service attacks; war, civil unrest, act of terror, insurrection, riot, act of God or the public enemy; strikes or other labor problems; any law, act, order, proclamation, decree, regulation, ordinance, or instructions of government or other public authorities, or judgment or decree of a court of competent jurisdiction (not arising out of breach by such party of this Agreement); or any other event beyond the reasonable control of the party whose performance is to be excused, and whether or not foreseeable as of the Effective Date.
9.7 Assignment. You may not assign Your rights or obligations under this Agreement, whether voluntarily or by operation of law or otherwise, without Valuation’s prior written consent. Valuation may assign its rights or obligations under this Agreement without Your prior written consent. Any purported assignment or transfer in violation of this section shall be void. Subject to the foregoing restrictions, this Agreement will bind and benefit the parties and their successors and permitted assigns.
9.8 Relationship of the Parties. Valuation is an independent contractor to You. There is no relationship of agency, partnership, joint venture, employment, or franchise between the parties. Neither party has the authority to bind the other or to incur any obligation on its behalf.
9.9 Construction of Agreement. Each party acknowledges that it has had the opportunity to have legal counsel review this Agreement and to negotiate its terms and conditions. Should any questions of construction or interpretation of this Agreement arise, then the parties agree that no presumption shall be applied against the party drafting this Agreement or any portion thereof and that the language of this Agreement shall, in all cases, be construed as a whole according to its fair meaning and not strictly for or against either party.
9.10 Entire Agreement. This Agreement constitutes the entire agreement between the parties relating to this subject matter and supersedes all prior or simultaneous understandings, representations, discussions, negotiations, and agreements, whether written or oral.
D&B END USER AGREEMENT
1. You acknowledge that all information (the “Information”) furnished to you by Dun & Bradstreet, Inc. is licensed for the exclusive use of end users of the JENOVA Platform. Regardless of the form or format in which the Information is furnished, none of the Information may be made available in whole or in part to any third party. Notwithstanding the foregoing and in relation to your business from time to time, and only when it concerns excerpts of Information and where the provision of such Information is an integral aspect of the services that you provide as part of your normal business practice, you may provide excerpts of Information to the extent that the Information is combined with your own advice, recommendations, reports or any other materials that you compile or create in the course of your usual business activities (“Materials”), and you may display and provide Materials to third parties provided you shall not disseminate an amount of information which would cause the Information so used or disclosed to be susceptible to use substantially as an original source of or as a substitute for the product and/or services being licensed hereunder. You agree that the Information will not be reproduced, it being understood that the Information is licensed for your internal use only, except that you may make one copy solely for backup purposes. You agree that you will use the Information solely as one factor in your credit, insurance, marketing or other business decisions and you are expressly prohibited from using the Information as a factor in establishing an individual’s eligibility for (i) credit or insurance to be used primarily for personal, family or household purposes, or (ii) employment. You agree not to use the information to engage in unfair or deceptive practices.
2. Information furnished hereunder may be used throughout the continuous 12-month period commencing thirty (30) days from the effective date of this agreement. Upon expiration or termination of the license period, you shall immediately destroy all originals and copies of any D&B Information, unless you are otherwise instructed by D&B or Valuation; and upon request, provide D&B or Valuation with certification thereof. You represent and warrant that your use of any Information shall in all cases comply with all applicable federal, state and local laws and regulations.
3. YOU ACKNOWLEDGE THAT D&B AND ITS THIRD PARTY INFORMATION PROVIDERS MAKE NO REPRESENTATION OR WARRANTIES OF ANY KIND WITH RESPECT TO THE ACCURACY, COMPLETENESS, TIMELINESS, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE INFORMATION OR OF THE MEDIA ON WHICH THE INFORMATION IS PROVIDED. YOU ALSO ACKNOWLEDGE THAT EVERY BUSINESS DECISION INVOLVES THE ASSUMPTION OF A RISK AND THAT D&B, IN FURNISHING THE INFORMATION TO YOU, DOES NOT AND WILL NOT UNDERWRITE THAT RISK, IN ANY MANNER WHATSOEVER. YOU THEREFORE AGREE THAT D&B AND ITS THIRD PARTY INFORMATION PROVIDERS WILL NOT BE LIABLE TO YOU FOR ANY LOSS, DAMAGE OR INJURY ARISING OUT OF OR CAUSED IN WHOLE OR IN PART BY D&B NEGLIGENT ACTS OR OMISSIONS IN PROCURING, COMPILING, COLLECTING, INTERPRETING, REPORTING, COMMUNICATING OR DELIVERING THE INFORMATION.
4. YOU AGREE THAT D&B AND ITS THIRD PARTY INFORMATION PROVIDERS WILL NEVER BE LIABLE FOR CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE OR OTHER INDIRECT DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU ALSO AGREE THAT D&B’S AND ITS THIRD PARITY INFORMATION PROVIDER’S AGGREGATE LIABILITY, IF ANY, FOR ANY AND ALL LOSSES, DAMAGES OR INJURIES WHICH YOU SUFFER OR INCUR ARISING OUT OF ANY ACTS OR OMISSIONS OF THE CAUSE OF THE LOSS, DAMAGE OR INJURY (INCLUDING NEGLIGENCE) AND REGARDLESS OF THE NATURE OF THE LEGAL OR EQUITABLE RIGHT CLAIMED TO HAVE BEEN VIOLATED, SHALL NEVER EXCEED THE AMOUNT YOU PAY VALUATION WITH RESPECT TO THE SERVICES PROVIDED BY VALUATION AND YOU COVENANT AND PROMISE THAT YOU WILL NOT SUE D&B FOR A GREATER AMOUNT. YOU ALSO AGREE TO GIVE D&B IMMEDIATE WRITTEN NOTICE OF ALL ACTIONS, CLAIMS, LOSSES OR DAMAGES ARISING OUT OF THE USE OF THE INFORMATION.
5. You acknowledge and agree that the copyright to the Information is and shall remain with D&B. You acknowledge that the Information, regardless of the form or format, is proprietary to D&B and comprises: (a) works of original authorship, including compiled information containing D&B selection, arrangement and coordination and expression of such information or pre-existing material it has created, gathered or assembled. You agree that you will not commit or permit any act or omission by your agents, employees or any third party that would impair D&B’s copyright or other proprietary and intellectual property rights in the Information. You also agree that you will not use any D&B trade name, trademark, service mark, logo or copyrighted materials in listing or advertising in any manner without the prior written approval of D&B. You shall reproduce D&B copyright notice and proprietary rights legend on all authorized copies of such Information.
6. These Terms of Agreement are in addition to those found in any Valuation service agreement and D&B is a third party beneficiary hereof.
Effective: November 9, 2020
This Policy applies only to information collected through the Site and therefore does not apply to data we collect in other contexts.
What information we collect and maintain about you
We collect personal and other information from you directly when you provide it to us through the website. We may also automatically collect certain information about you and your computer, smartphone, or other device when you use, access, or interact with our Site.
Personal Information. You can visit the Site without submitting any information that we can use to identify you personally. However, if you use certain features on the Site, such as when you create an account, use the “Contact Us” feature, or when you submit an application for a position with us, you will be required to provide personal information. Such information could include, for example, your name, email address, phone number, or resume. Our online contact form also contains a “comments” field through which you may submit additional personal information.
Web log data. When you use the Site, we automatically receive and record certain information from your computer (or other device) and your browser. This may include such data as your IP address and domain name, the pages you visit on the Site, the date and time of your visit, the files that you download, the URLs from the websites you visit before and after navigating to the Site, your software and hardware attributes (including device IDs), your general geographic location (e.g., your city, state, or metropolitan region), and certain cookie information (see below). To obtain such information, we may use web logs or applications that recognize your computer and gather information about its online activity.
Web beacons. The Site or the emails that you receive from Valuation may use an application known as a “web beacon” (also known as a “clear gif” or “web bug”). A web beacon is an electronic file that usually consists of a single-pixel image. It can be embedded in a web page or in an email to transmit information, which could include personal information. For example, it can allow an email sender to determine whether a user has opened a particular email.
Third-party online tracking. We also may partner with certain third parties to collect, analyze, and use some of the personal and other information described in this section. For example, we may allow third parties to set cookies or use web beacons on the Site or in email communications from us.
How we use your information
Valuation uses the information that we collect for a variety of purposes. These purposes include, for example:
To respond to your questions or requests concerning the Site or other services offered by us; to fulfill the terms of any agreement you have with us;
To fulfill your requests for our services or otherwise complete a transaction that you initiate;
To send you information about our services and other topics that are likely to be of interest to you, including newsletters, updates, or other communications, including promotional emails and advertising;
To deliver confirmations, account information, notifications, and similar operational communications;
To improve your user experience and the quality of our products and services;
To comply with legal and/or regulatory requirements; and
To manage our business.
In addition to the purposes above, we use the information that we collect automatically through the Site for such purposes as:
Counting and recognizing visitors to the Site;
Analyzing how visitors use the Site and various Site features;
Improving the Site and enhancing users’ experiences with the Site;
Creating new products and services or improving our existing products and services;
Enabling additional website analytics and research concerning the Site;
Engaging in interest-based advertising (as described below); and
Managing our business.
Valuation may link information gathered through the Site with information that we collect in other contexts. But in that event, we will handle the combined information in a manner consistent with this Policy.
With whom and why we share your information
We share your information with other parties for a variety of purposes, as described below.
The use of online tracking mechanisms by third parties is subject to those third parties’ own privacy policies, and not this Policy. If you prefer to prevent third parties from setting and accessing cookies on your computer or other device, you may set your browser to block cookies. Although our Site currently does not respond to “do not track” browser headers, you can limit tracking through these third-party programs and by taking the other steps discussed above.
Third-party service providers. Valuation uses third-party service providers that perform services on our behalf, including web-hosting companies, mailing vendors, and analytics providers. These service providers may collect and/or use your information, including information that identifies you personally, to assist us in achieving the purposes discussed above.
We may share your information with other third parties when necessary to fulfill your requests for services; to complete a transaction that you initiate; to meet the terms of any agreement that you have with us or our partners; or to manage our business.
Legal purposes. We also may use or share your information with third parties when we believe, in our sole discretion, that doing so is necessary:
to comply with applicable law or a court order, subpoena, or other legal process;
to investigate, prevent, or take action regarding illegal activities, suspected fraud, violations of our terms and conditions, or situations involving threats to our property or the property or physical safety of any person or third party;
to establish, protect, or exercise our legal rights or defend against legal claims; or
to facilitate the financing, securitization, insuring, sale, assignment, bankruptcy, or other disposal of all or part of our business or assets.
Aggregated information. From time to time, Valuation may also share aggregated information about Site users, such as by publishing a report on trends in the usage of the Site. Such aggregated information will not identify you personally.
You may opt out of receiving marketing emails from us by following the instructions in those emails or by emailing us at firstname.lastname@example.org.
How you can access or correct your information
If you want to learn more about the personal information that Valuation has about you, or you would like to update or change that information, please contact us by email at email@example.com.
We employ physical, technical, and administrative procedures to safeguard the personal information we collect online. However, no website is 100% secure, and we cannot ensure or warrant the security of any information you transmit to the Site or to us, and you transmit such information at your own risk.
The information that we collect through or in connection with the Site is transferred to and processed in the United States for the purposes described above. Valuation also may subcontract the processing of your data to, or otherwise share your data with, affiliates or third parties in the United States or countries other than your country of residence. The data-protection laws in these countries may be different from, and less stringent than, those in your country of residence. By using the Site or by providing any personal or other information to us, you expressly consent to such transfer and processing.
Content on this Site is directed at individuals over the age of 18 and is not directed at children under the age of 13. We do not knowingly collect personally identifiable information from children under the age of 13.
Changes to this Policy
Valuation may make changes to the Site in the future and as a consequence will need to revise this Policy to reflect those changes. Valuation will post all such changes on the Site, so you should review this page periodically. If we make a material change to the Policy, you will be provided with appropriate notice.
How to contact us
Should you have any questions or concerns about this Policy, you can contact us at firstname.lastname@example.org.